Sunday, May 17, 2020
Essay about College Expense - 1215 Words
Congrats! Youââ¬â¢ve been accepted to the college of your choice; now all thatââ¬â¢s left to figure out is how youââ¬â¢ll pay for college. Unfortunately, college costs donââ¬â¢t end at tuition and room and board youââ¬â¢ll also have to pay for textbooks, meals, transportation, and a computer with working internet. We have been told that we live in a free country, but if our country is so called ââ¬Å"free,â⬠how come paying for an education isnââ¬â¢t? The most important in my case and many low income students is trying to attend college and being able to pay without going into debt. I find myself, since 2010, hearing the same stories of previous college graduate, who have gone into debt by the time they reached their sophomore year of college. Excited to venture outâ⬠¦show more contentâ⬠¦The student loan debt has reached up to $1.2 trillion in federal debt; student loans are the second highest consumer debt. A quick economics lesson, the national deb t causes many consequences when our economy isnââ¬â¢t functioning in the level it should be, it causes our economic growth to slow down and therefore less jobs are available and it causes interest rates to rise. According to Chris Denhart, itââ¬â¢s safer to receive federal loans rather than private loans. Federal student loans are easier to pay and much rather safer, because federal loans are based on the income of the student, they have fixed interest rates, and donââ¬â¢t have to start paying until nine months later, ââ¬Å"making them a much safer loan for students to take.â⬠(1) On the contrary, with private loans that isnââ¬â¢t the case. ââ¬Å"Private loans have done away with late fees, and in fine print have redefined the right to claim default on the loan after missing a single payment,â⬠(1) what does that mean? Simple, you canââ¬â¢t afford to miss a payment and if you do prepare to have a bad credit. A result of bad credit would lead to negative ef fects in the future as well. By having bad credit students in the long run wonââ¬â¢t be able to invest in a house, a car, a business, etc., which would leave the economy without any money coming in. As a nation, we need more college graduates in order to stay competitive in the global economy,â⬠Show MoreRelatedCollege Is Worth The Expense946 Words à |à 4 Pages College is worth the expense. You have a higher earning potential. When you finish school, you have the necessary skills to land that good paying job. Many people have aspirations of owning things, such as owning cars or homes. Ownership is an expense not many can afford, but so many wish to achieve. Well paying jobs tend to take care of their employees. For example, higher paying jobs give their employees more benefits and vacation time: to stay healthy and well-rested. So they perform betterRead MoreIs College Still Worth The Expense?921 Words à |à 4 Pagesthemselves asking is college still worth the expense? With tuition continuing to sky rocket each year. Textbooks with their outrageous sales tax. It adds up, that I am sure of. So again is it really worth it? I say, yes. College changes and shapes individuals in ways unimaginable. Whether you attend college or go immediately into the workforce, many recognize the amazing opportunities college has to offer its students. In high school, high school opens doors for college. In college, college unlocks opportunitiesRead MoreIs College Worth the Expense? Essay examples1193 Words à |à 5 Pageshas helped the US rise economically and industrially. Today, the US is in the middle of the same debate- this time, over college. Some, like David Leonhardt, a columnist for the business section of The New York Times, think a college education creates success in any job. Others, such as Christopher Beha, an author and assistant editor of Harperââ¬â¢s Magazine, believe that some college ââ¬Å"educationâ⬠(like that of for-profit schools) is a waste of time, and can even be harmful to students. Each stance on thisRead MoreAmerica Needs High School Incentive Programs To Help Students Pay College Expenses2284 Words à |à 10 Pagesthe most money. Most of these jobs ne ed to make it so a higher education like college is needed to be able to even make it in the field. College is not by any means cheap, depending on what college is chosen, yes it can be less money but it is still thousands of dollars by the time the degree is earned. Many people that want to go to college cannot afford it, therefore cannot reach the dream job. In order to make college accessible to those who are truly deserving, incentive programs such as offeringRead MoreCollege Expenses : The True Nightmare1669 Words à |à 7 Pages College Expenses: The True Nightmare As a child, the road to adulthood seems like a beautiful dream. They could not wait to be adults and earn the pride and respect they rightfully deserved as children. As we grew older, we became more frightful of being adult. There was no joy to having to pay taxes. We couldnââ¬â¢t find happiness in our debts. Growing up meant having an education forced onto them, but after the mandatory years were done, we had to pay for an education society deemed as necessary.Read MoreQuestions On Financial Expenses For College Students1102 Words à |à 5 Pagesthat impending students should consider, they are: 1. NCLEX: Successful passing rates. Scores are granted from 0 to 100% passing. A rate of 90 % or more is a good indicator of the success of the graduating students. 2. Tuition Costs: Financial expenses can steer you in one direction over another. 3. Length of program: Length of the program can realize oneââ¬â¢s goals according to oneââ¬â¢s timetable. 4. Class size: Whether you like a lecture type of classes or smaller more personal, this decision isRead MoreSchool Social Workers Should Be Paid For Their College Expenses1694 Words à |à 7 Pagesthem to apply (Perez, 2010). Scholarships are the main resource that undocumented students use to pay for their college expenses (Educators for Fair Consideration, 2011). Many organizations, such as the Mexican American Legal Defense and Educational Fund, have organized extensive lists of scholarships specifically for undocumented students (Perez, 2010). There are also private colleges that offer undocumented students full scholarships (Perez, 2010). School social workers should discuss with careerRead MoreFinancial Analysis of Lee College1527 Words à |à 7 PagesFinancial Analysis of Lee College Not-for-profit organizations are required to produce financial statements that provide information about their financial position and performance. Lee College is a private, not-for-profit college that prepares its financial statements in accordance to the accounting standards of the National Association of College and University Business Officers (NACUBO). I will prepare a Statement of Activities, a Statement of Unrestricted Revenues, Expenses, and Other Changes inRead MoreSample Resume : Sports Program1000 Words à |à 4 Pagesorganize participants, programs, costs of equipment and merchandise etc. as well as calculate the over all expenses within the year of the program. Per those requirements, all revenues, expenses and capitalized expenditures on behalf of this men and woman track and field program, including those by outside supplies, are reported on annually. We hope to break even after calculating all our expenses. Recreation or Sport Program My program is in the Public council sector and it is organized by the governmentRead MoreThe Warehouse Group And The Salvation Army And Waikato Tainui1206 Words à |à 5 PagesWaikato stretch as far as the Waikato River. They want to enhance the local iwi and tribe to bring the locals closer together. They are split up into 4 entities and they focus on the iwiââ¬â¢s land, river, property and research for the local Waikato-Tainui College (Waikato Tainui, n.d.). Types of Info Most of the Information that the Warehouse group shares in their report is financial. A vast majority is made up of their statements. This would be because they would have thousands of transactions going through
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